Tag Archives: Money

20 or 35

Author’s note: Is it bad that I mostly wrote this after a bike ride nearly a week ago, with some editing and additions over the next two days, but didn’t post it yet so that I could do final edits in the sauna, so it could belong to my “sauna sonnets” collection?

Twenty

Twenty miles per hour may not seem too fast
When you're accustomed to interstate speeds,
Or when one lane view fills with tractor vast,
Or when an ER visit is your need.
But on road bike, lemonade stand spied,
It gives no time to consider barter;
"Sorry, I didn't bring any money,"
Words lost in the wind? But how I replied.
And on a road bike, familiar face eyed,
It gives no time to consider ardour,
Before the road calls, "attention, Sonny!"
Attempt to determine face I revised.
Future me: be more free with hand waves cast;
Have lemonade cash so sale may proceed.

Thirty Five

Thirty five miles isn't far by car,
By motorcycle, or carbon-based horse.
Road bike though, it raises the bar by force.
I've got lemonade cash for some kids' jar;
Exterior paths of urban lake take.
Lo! A lemonade stand I surely found.
Lemonade downed, to entry point I'm bound.
Exit lake, for a scenic view make; break.
Young dark haired woman on street corner stood.
I stopped, drank, opened snack (just shy of good).
"Here Bennie," she called out to dog just passed.
Her look, voice, familiarity hast,
Dots connect as down walk she runs not fast.
One lesson learned, the other, failed indeed.

Copyright ©️ 2024 H.K. Longmore

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Is it Smart for Me to Take Out Student Loans?

Is it Smart for Me to Take Out Student Loans?

In this post my friend (whose recent post “Do You Want Financial Security or the Appearance of Wealth,” on 30 Dec 2013 on www.micawberprinciple.com, was selected to appear on rockstarfinance.com, a site that describes itself as “A Collection of Awesome Money Articles.”) discusses how to estimate the financial payoff for taking out student loans.

Applying this retroactively to my undergraduate degree and student loans, my payoff time was 0.65 years. In actuality, because I had an incredibly low interest rate, I paid it off slowly, with only an extra $10/month toward the principle, until I was about 2/3 done, then I started paying it off aggressively. My total payoff time in real life was about 4 years.

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What Can You Learn About Personal Finance From Ebenezer Scrooge?

Scrooge's third visitor, from Charles Dickens: A Christmas Carol.

Scrooge’s third visitor, from Charles Dickens: A Christmas Carol. (Photo credit: Wikipedia)

What Can You Learn About Personal Finance From Ebenezer Scrooge?

Another fantastic blog post from my friend’s personal finance blog, exploring our individual relationships with money and how we can change those relationships.

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Everything You Need to Know About Personal Finance in 7 Words

Everything You Need to Know About Personal Finance in 7 Words

From a friend’s personal finance blog comes a fantastic bit of personal finance advice. I’ll give you the 7 words here, but I highly recommend the full article. The 7 words: Place a substantial premium on the future.